Woori Visa Classic VV Plus Point – Accumulating points on transactions at e-commerce platforms such as Tiki, Shopee, Lazada, Tiktok Shop and Tourism industries. Enjoy spending with high limits, allowing simultaneous use of credit and debit features on the same card. Easily manage spending with the 2-in-1 feature, giving users new experiences.
EXCLUSIVE BENEFITS
Spend now, pay later with interest rate free up to 45 days
A statement period is calculated by all card spending within a month, from the 1st to the last day of the month. Customers have 45 days to pay the outstanding balance of that month (month M), the payment due date for the outstanding balance of month M will be on the 25th of month M+1.
Customers have 02 grace days after the payment due date. If the entire balance is paid within 02 grace days, the customer will not be charged interest or late payment fees.
Waived annual fees for life once the Cardholder reaches the minimum spend condition
- Refund first year annual fee when spending VND 1,000,000 within the first 3 months from card issuance date.
- Free annual fee for the following years if the total card spending in the current year reach VND 35,000,000.
Accumulate 5% on transactions of E-commerce and Travel.
Cards earn points based on the value of payment and spending at domestic and international card acceptance points (excluding cash withdrawal transactions).
- Accumulate 5% of transactions on e-commerce platforms (Tiki, Shopee, Lazada & Tiktok Shop). The total cumulative point limit does not exceed 300,000 points/month.
- Accumulate 5% of transactions on Tourism industry (including Hotels & Air Tickets) and transactions at two (02) online travel companies Agoda & Trip.com. The total point limit does not exceed 300,000 points/month.
1 point = 1 VND, reward points will not expire during the card usage period.
Reward points can be converted into cashback or other products depending on the Bank’s reward point redemption policy.
* Point reward by categories here.
2-in-1 feature: Integrating debit and credit card features, allowing credit cardholders to use payment methods such as debit cards
Customers can apply for the 2-in-1 feature to convert all purchases (POS payments) with a value less than or equal to this limit into a recorded transaction, and directly debit the amount to the customer’s checking account such as a debit card. Transactions with a value greater than the selected limit will be paid as a regular credit card.
Example: Customer chooses a 2-in-1 feature limit of VND 2,000,000
Customer makes 1 purchase transaction valued at VND 1,900,000. Since the transaction value is less than VND 2,000,000, the amount is immediately debited to the customer’s checking account at the time of the transaction. In case the Customer’s checking account is not enough for direct debit, the transaction is automatically paid in the form of credit.
Customer makes 1 purchase transaction valued at VND 2,200,000. Since the transaction value is more than VND 2,000,000, the customer’s transaction is considered a normal credit payment transaction and will be shown on the statement of that month. The customer will pay for this transaction on the payment due date.
(*) The feature only applies to domestic purchases.
Withdraw cash from DDA function
Withdraw money at ATM or Branch/Transaction Office of Woori Bank Vietnam.
Enjoy offers from Woori Store partner stores nationwide
Woori Store is a network of Woori Bank’s partner stores. Customers using Woori Bank cards at Woori Store will receive a direct discount of up to 50%.
Explore the Woori Store network right here.
Who can apply
- From 18 years old for primary cardholders and from 15 years old for supplementary cardholders
- Living in the Province where the Woori Bank Vietnam Branch is located, or the Provinces adjacent to the Province where the Woori Bank Vietnam Branch is located. List of Woori Bank Vietnam Branches here
- NO history of late payment from group 2 or more at other credit institutions
- Labor contract with a minimum term of 1 year at the current company and participating in social insurance
- Working time more than 3 months at current company
- The minimum monthly income is 5,000,000 VND (based on insurance involved). Receive salary by bank transfer.
Required documents
- Valid ID/Passport
- Household registration book/ Temporary residence book/ Bill of living expenses (electricity, water, television)
- Labor contract
- Proof of income (bank statement, pay slip)