Unsecured loan product for employees working at branches, transaction offices or head offices of banks operating in Vietnam (*).
(*) List of banks regulated by Woori Bank from time to time.
- Interest rate from 8.5%/year
- Loan period up to 5 years
- Maximum limit of 500 million VND
Who can apply
- Employees working at branches, transaction offices or head offices of banks operating in Vietnam
- People residing in the area where Woori Bank branch is located or neighboring province/city
- Having an indefinite-term labor contract or working at the same bank for at least 24 months or more
- Total annual income of 150 million or more
Loan interest rate
Interest rate = Base rate + Margin
- Basic interest rate: Average interest rate for 6-month term deposits of state-owned banks (STIME)
- Margin: from 4.5% ~ 5.5%, based on the loan amount compared to total annual income.
06 months – 60 months
Payment by reducing balance
- Principal amount: equally divided monthly
- Interest amount: calculated according to actual outstanding balance
Eligible to pay off before due date
- ID card, household registration
- Documents proving income: Labor contract; Work confirmation; Salary account statement
- Documents related to the purpose of capital use: Purchase and sale contract; Receipt; Delivery records,…